In-Hand Salary Calculator
Estimate your monthly take-home from your annual CTC — after employer/employee PF, gratuity, professional tax and income-tax TDS — with a full deduction breakdown.
Estimate. Assumes employer PF 12% & gratuity 4.81% of basic are in the CTC, employee PF 12% and ~₹2,400/yr professional tax are deducted.
- Gross salary (annual)
- ₹11,19,312
- − Employee PF
- ₹57,600
- − Professional tax
- ₹2,400
- − Income tax (TDS)
- ₹0
- In-hand (annual)
- ₹10,59,312
Frequently asked questions
How is in-hand salary estimated?
From CTC we remove the employer PF and gratuity to get gross salary, then deduct employee PF, professional tax and income-tax TDS to arrive at take-home. Basic is assumed at a % of CTC (editable).
Why might it differ from my payslip?
Actual structures vary — allowances, NPS, insurance, variable pay and the exact basic split all change the figure. This is a close estimate.
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