Accounting software for traders
For trading businesses — purchase and sales with stock, party-wise ledgers, credit control, GST and outstanding — on one offline app.
Live product UI — sample data.
Buy & sell with stock
Purchase and sales tied to live stock and COGS, so margins are real.
Parties & credit
Party-wise ledgers, credit limits, outstanding and ageing for buyers and suppliers.
GST & books
GSTR-1/3B, e-invoice/e-way bill and a posted double-entry ledger.
What this actually means in practice
A trading business earns on the difference between two rates, and only one of them is under your control. The same item lands at several different costs in one month — the rate moved, freight changed, a discount applied on one lot and not the next. So the margin question is never simply what you sold at; it is which cost the sale was matched against, and whether that cost included everything you actually paid to get the goods in.
That choice is a setting, not a detail. Weighted average smooths a volatile purchase rate; FIFO consumes the oldest lot first and, in a rising market, reports the higher profit and the higher closing stock value. Both are acceptable; what matters is choosing before the year starts, applying it consistently and telling your CA which you use. Landed cost — freight, loading, other charges added to the purchase — belongs in the cost, otherwise every margin you read is flattering.
The other half of trading is other people's money. Stock turns quickly, so a week of slow collection ties up more capital than a month of thin margin. Party-wise ledgers show every buyer and supplier in one view; credit limits warn or hard-block the next sale when outstanding crosses the line; ageing buckets tell you which balances have gone quiet. Purchases, sales, credit notes and returns all move stock and the ledger in the same entry.
| Stage of the trade | What the ledger records |
|---|---|
| Purchase at a rate unlike last week's | A new cost lot, with freight and other charges added as landed cost. |
| Sale from mixed-cost stock | COGS taken by the method you set — weighted average or FIFO. |
| Buyer takes goods on credit | Outstanding with ageing; the credit limit warns or blocks the next sale. |
| Rate falls and the sale goes below cost | The revenue-leak scan flags the line instead of burying it in the total. |
| Goods come back | A credit note reverses tax, revenue and stock in one entry. |
| Stock that has stopped moving | Inventory ageing and dead-stock views, read against turnover. |
What’s included
- Purchase & sales with stock
- Party-wise ledgers
- Credit limits & outstanding
- GSTR-1/3B, e-invoice & e-way bill
- Weighted-average or FIFO COGS
- Multi-company
- Offline-first
What it does not do
- · This is accounting for goods trading. There is no securities portfolio, no futures and options and no mark-to-market handling for share or commodity trading.
- · Valuation method is a company-level setting; switching between weighted average and FIFO mid-year restates cost of goods sold, so agree it with your CA first.
- · There is no automated import of transaction history from Tally or any other package — item masters, party ledgers and opening balances only.
Frequently asked
Does it link stock to trading?
Yes — every purchase and sale updates live stock and COGS, so profit reflects real cost.
Can it manage party credit?
Yes — credit limits, outstanding and ageing per party, for both customers and suppliers.
Is it GST-compliant and offline?
Yes — full GST returns on a real ledger, running offline.
Should I use weighted average or FIFO?
Weighted average is easier to explain and steadier when purchase rates swing; FIFO tracks each lot and reports closing stock closer to current cost. Traders in fast-moving, rate-volatile lines usually prefer weighted average. Set it before the financial year begins — changing method mid-year restates cost of goods sold and needs your CA's agreement.
Can I stop a buyer who is already over his limit?
Yes. Each party carries a credit limit and a block flag. When a new invoice would take their outstanding past the limit, the sale either warns the biller or is blocked outright, depending on how you set that party. Ageing buckets and party statements sit alongside, so collection calls are made from the same screen.
What exactly is included in Traders · GST?
purchase & sales with stock, party-wise ledgers, credit limits & outstanding, GSTR-1/3B, e-invoice & e-way bill, weighted-average or FIFO COGS and multi-company, and 1 more. Every item on that list is a working screen you can open in the trial rather than a capability described in the abstract.
How is traders · gst handled differently here?
It rests on buy & sell with stock, parties & credit and GST & books. The distinction that matters is that these are structural rather than cosmetic — the behaviour is built into how records are posted, not layered on as a report you have to remember to run.
Does Traders · GST post to the real books?
Yes, and that is the whole reason it lives in this product rather than beside it. What buy & sell with stock records lands in the same posted double-entry ledger the Trial Balance, P&L and GST returns are built from — so there is no second set of traders · gst numbers to reconcile against the first.
Does Traders · GST cost extra?
No. Traders · GST is part of the accounting core rather than a paid add-on, so parties & credit is there on the entry tier exactly as it is on the highest one. What the tiers change is reach and depth — devices, multi-branch and multi-warehouse reporting, and whether the conversational AI copilots are switched on.
Can I try Traders · GST before committing?
Yes — 14 days, no card. Test traders · gst against your own masters and your own transactions rather than sample data: the questions worth answering here are about your business's edge cases, and a demo dataset is built not to have any.