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GST

Reverse Charge Mechanism (RCM)

A scenario where the recipient of a supply, rather than the supplier, is liable to pay GST to the government.

Normally the supplier collects and pays GST. Under the Reverse Charge Mechanism (RCM), that liability shifts to the recipient for certain notified goods and services — common examples include some transport (goods carriage) services and specified imports.

A business under RCM pays the tax itself and, where eligible, can claim it back as input tax credit. Marking such transactions correctly keeps the GSTR-3B liability and the books accurate.

The paperwork under RCM runs backwards. Where the supplier is unregistered, the recipient must raise a self-invoice to document the supply and issue a payment voucher on payment, because no tax invoice will otherwise exist for the records or for the credit claim. The liability and its matching credit are then declared in separate parts of the return — the tax in the liability tables, the credit in the ITC table — never netted into silence.

Take a company receiving a ₹50,000 bill from an advocate, arriving without GST because notified legal services fall under reverse charge. The company self-assesses ₹9,000 at 18%, pays it with the return, and claims the same ₹9,000 as input tax credit if eligible. For a fully creditable business the net cost is nil, yet the compliance is not optional — and for a business making exempt supplies the reverse-charge tax sticks as a genuine cost.

The misses are systematic rather than careless. Imported services — overseas software subscriptions, foreign advertising platforms, offshore consultants — are reverse-charge supplies that arrive as ordinary-looking foreign invoices and slip past accounts payable. Freight from goods transport agencies gets booked without the tax entry. And because the time of supply under RCM runs from payment or a short statutory period after the invoice, liabilities can fall due in a month before anyone has thought about the return.

Common questions

Can I pay my reverse charge liability using input tax credit?

No — RCM liability must be settled in cash through the electronic cash ledger, whatever credit balance you hold. The compensation is that the amount paid becomes claimable as input tax credit itself, where otherwise eligible. The rule therefore creates a cash-flow cost rather than a real cost for most fully taxable businesses.

Does reverse charge apply to every purchase from an unregistered dealer?

No. The blanket liability on unregistered purchases that existed in GST's first year was rolled back; today reverse charge on unregistered suppliers applies only to notified goods, services and classes of recipients — real-estate promoters being the prominent example. Ordinary purchases from small unregistered vendors carry no reverse-charge liability for most businesses.

Is GST payable under RCM on services bought from abroad?

Yes. Import of services for business consideration is a reverse-charge supply, so the Indian recipient self-assesses IGST on the invoice value — cloud software, overseas advertising and foreign professional fees are the everyday examples. The tax is then claimable as credit where eligible, but the liability arises whether or not the foreign supplier mentions tax.

Do composition scheme dealers have to pay reverse charge?

Yes, and at the normal rates applicable to the supply, not their concessional composition rate. Worse, a composition taxpayer cannot claim the amount back as input tax credit, so reverse-charge tax becomes a genuine cost. Notified inward supplies, such as goods transport freight, therefore bite harder under composition than under the regular scheme.

Put it into practice with LekhaPro

Offline-first GST accounting and billing for Indian businesses — correct GST by construction, real double-entry books and return filing in one place.