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Accounting

Profit and Loss Statement

A statement summarising income and expenses over a period to show the net profit or loss.

The profit and loss (P&L) statement, or income statement, reports income earned and expenses incurred over a period and arrives at the net profit or loss. It shows how the business performed, in contrast to the balance sheet, which shows its position at a moment.

A reliable P&L depends on complete books, including cost of goods sold for businesses that hold stock.

Indian practice splits the statement in two stages. The trading account comes first: sales less cost of goods sold — opening stock plus purchases minus closing stock — gives gross profit, the margin earned on trading itself. Below it, indirect incomes and expenses — rent, salaries, interest, depreciation — are set against that margin to reach net profit. The two-stage layout answers separate questions: whether the core trade is profitable, and whether the overheads leave anything after it.

Numbers make it concrete. Sales of ₹10,00,000; opening stock ₹1,00,000, purchases ₹6,00,000, closing stock ₹1,50,000 — cost of goods sold ₹5,50,000, so gross profit is ₹4,50,000. Indirect expenses of ₹3,00,000 leave a net profit of ₹1,50,000. Note what is absent: GST. Tax collected on sales is held for the government and recoverable tax on purchases is an asset, so both stay off the P&L, which shows income and expense net of recoverable GST.

The distortions practitioners correct most often: closing stock ignored or guessed, which swings gross profit directly; capital purchases expensed, understating profit and assets at once; drawings booked as business expenses; and income recognised on receipt rather than accrual, shifting profit between years. A monthly P&L reviewed against expectations catches these while memories are fresh — an annual one merely records the damage.

Common questions

What is the difference between a P&L account and an income statement?

None in substance — income statement is the international term, while Indian practice says profit and loss account or statement of profit and loss, the label company law's prescribed format uses. All describe the same report: income earned and expenses incurred over a period, arriving at profit or loss. Banks and investors use the terms interchangeably.

Why does my P&L show a profit when there is no cash in the bank?

Because profit is earned, not necessarily received. Sales sitting in debtors, money locked in stock, loan instalments and asset purchases — which are not expenses — all drain cash without touching profit. The cash flow statement bridges the two. A profitable business can still fail for want of cash, which is why both reports matter.

Should the profit and loss statement be prepared on a cash or accrual basis?

Accrual is the norm and, for companies, prescribed: income is recognised when earned and expenses when incurred, regardless of receipt or payment. Certain professionals and small concerns traditionally keep cash-basis records where permitted for tax computation, but statements meant for lenders, audits or investors are expected on the accrual basis, applied consistently year to year.

What period does a profit and loss statement cover in India?

Statutorily, the financial year from 1 April to 31 March. For management, any span works — monthly and quarterly statements are standard practice, and software can produce one for an arbitrary date range from posted books. Comparing the same months across years is often more informative than raw figures, since many Indian trades are strongly seasonal.

Put it into practice with LekhaPro

Offline-first GST accounting and billing for Indian businesses — correct GST by construction, real double-entry books and return filing in one place.